This sounds very familiar to me, although I don't typically have the overwriting problem, more the errr underwriting problem. I think in my case it's really a 3-step process: the first is joyous enthusiasm about signing up; the second is yay my recipient and their wonderful prompt; the third is straight to despair.
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Date: 2020-01-15 05:27 am (UTC)YOU'D THINK I'D LEARN.